Online Credit Card
Transactions
There are a number of facts you should be made aware of
before you use your credit card online. If you run an internet
business you must be able to handle online credit card
transactions.
Most people won't use their credit card if the site isn't
secure and many small businesses find this a problem. If your
web site accepts credit card payments it's important that it's
secure so potential customers will feel comfortable ordering
from you.
Websites were secure credit card transactions can take place
have a small logo on the bottom right of the screen called
[verisign]. There are no guarantees given but does give you a
sense of relief when you use personal information online. That
customer feel good factor should not be dismissed because if
they don't have it they won't buy from you.
If you are shopping online, there is something you should
remember. When shopping online, some sites are safer than
others when using credit cards. The verisign logo helps and it
is a good place to start but it is not the only thing you
should look for. Normal web addresses start with http:// but
when you are on a secure site or the ordering page of a secure
site the address should start with https://.
It is now a fact that some sites are set up as decoys and can
trick the unsuspecting user into giving their credit card
information. These are often referred to as phishing sites, you
may be surprised at the number of people who fall for this. It
usually begins with an email telling you that your information
must be updated, and then offers you a link. Clicking on the
link takes the user to a website that looks exactly like the
real thing but is a cleverly designed imitation. Access to you
bank or credit card company are easy once you have entered your
information on the site.
Phishing sites can only cause a problem if you follow the
indicated link, so if you are unsure, just enter the web site
address in yourself. Open a new browser, and type the address
in as you know it. Financial companies do not use emails to
verify personal information. Any problems and they will almost
certainly contact by phone first It's easy to check the website
for a telephone number if you're not sure. A site that handles
credit card transactions and is legitimate will always be happy
to answer questions if you are unsure about ordering.
| 
